INSURANCE & FEES FAQ
WHAT IS AN IN-NETWORK PROVIDER? ARE YOU IN-NETWORK WITH ANY INSURANCE PLANS?
Some therapists and health care providers partner with insurance companies and accept certain insurance plans. These therapists and providers are called "in-network providers. I am currently only in-network with Aetna and Horizon Blue Cross Blue Shield at this time. However, if you do not have Aetna or Horizon Blue Cross Blue Shield you can still use your insurance if you have out-of-network mental health benefits (please see below for more information).
IF I DON'T HAVE AETNA OR HORIZON BLUE CROSS BLUE SHIELD CAN I STILL USE MY INSURANCE?
Yes. If you have out-of-network mental/behavioral health insurance benefits you can still use your insurance plan benefits. If you do not have out-of-network mental/behavioral health benefits or insurance you can also still do therapy with me at my cash rate as well.
HOW DO I FIND OUT MY INSURANCE PLAN BENEFITS?
Call the phone number on the back of your insurance card for members and ask the following questions. I recommend having a pen and paper handy so you can write down the answers and share them with me so I can help you get the most out of your insurance plan benefits:
1.) Do I have in-network mental/behavioral health benefits?
2.) Do I have an in-network mental/behavioral health deductible that I need to meet?
3.) What is my in-network co-payment or co-insurance?
4.) Do I have out-of-network mental/behavioral health benefits?
5.) Do I have an out-of-network mental/behavioral health deductible that I need to meet?
6.) What is my out-of-network co-payment or co-insurance (once the deductible is met)?
IF I AM NOT USING MY INSURANCE, WHAT IS YOUR RATE FOR A SESSION?
If you are not using your insurance, my rate for a typical therapy session is $195.00. Different services such as family, couples and group therapy have different rates that can be discussed. I may also be able to offer sliding scale or lower cost options as well so please feel free to discuss this with me if cost is a barrier to treatment for you.